Understanding the French wealth tax (IFI) in 2026
Everything about the French real estate wealth tax in 2026: threshold, taxable assets, reliefs and legal reduction strategies.
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Decode all tax wrappers in one read
PEA, PER, life insurance, FCPR: every vehicle compared feature by feature, with the real pros and cons.
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3 simple steps to invest right
1
Assess your situation
Income, savings, tax bracket, horizon: a clear x-ray of your starting point.
2
Identify your goals
Retirement, transmission, real estate, precautionary savings: each goal has its vehicle.
3
Pick the right wrappers
PEA, life insurance, PER, FCPR... our articles guide you with concrete examples.
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Latest articles
PER vs life insurance: which wrapper in 2026?
PER and life insurance compared in 2026: entry and exit taxation, succession, availability. The criteria to decide.
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FCPR: how to invest in unlisted companies in 2026?
Complete guide to FCPR: how it works, taxation, entry tickets and risks. Everything to understand investing in unlisted companies.
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FIP and FCPI: what tax reductions in 2026?
FIP and FCPI explained: income tax reduction mechanism, 2026 rates, duration conditions, risks and limits. The guide to arbitrate.
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Livret A or LDDS: which to choose in 2026?
Livret A and LDDS compared in 2026: caps, rates, taxation. The criteria to choose between the two flagship regulated savings passbooks.
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French mortgage rates in 2026: should you buy now?
Analysis of French mortgage rates in 2026: trends, impact on borrowing capacity and strategies for buyers.
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Start readingFrequently asked questions
Where should I start to invest?
Start with precautionary savings on Livret A + LDDS, then open a life insurance for medium-term projects.
Is life insurance still interesting in 2026?
Yes, especially after 8 years for its reduced taxation and its advantage for transmission (152,500 euros exempt per beneficiary).
Is the PER worth subscribing to?
Yes if your tax bracket is 30 percent or more: the deduction is substantial. Not very interesting below.
Can I invest without risk?
Livret A, LDDS and euro funds offer capital protection. Returns are limited but guaranteed.
Is Quel Placement really independent?
Yes. No sponsored placement without clear mention, and no advisor commission on products.