Zero-Interest Loan (PTZ): Conditions 2026
The French zero-interest loan (PTZ) finances a first home purchase without interest, subject to income, zoning and property type conditions.
Mortgage
5 articles
CreditWhat are mortgage application fees in France in 2026?
Mortgage application fees 2026: legal cap, amounts per bank, negotiation room. Comparison of SG, BNP Paribas, Credit Agricole, LCL, Boursorama.
French usury rates Q2 2026: new mortgage caps
Usury rates applicable from April 1 to June 30, 2026. Caps by loan term, evolution and impact on borrowing capacity.
Credit refinancing: when is it profitable in 2026?
Mortgage refinancing in 2026: profitability thresholds, fees to anticipate and method to calculate your real gain.
Borrower insurance: delegation or group contract?
Understand the difference between group contract and borrower insurance delegation, and how to save thousands of euros on your mortgage.