<?xml version="1.0" encoding="utf-8" standalone="yes"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>Mortgage | Quel Placement</title>
    <link>https://quel-placement.com/en/tags/mortgage/</link>
    <description>Articles, comparisons and guides to understand finance, investing and choose your investments.</description>
    <language>en-US</language><lastBuildDate>Fri, 02 Oct 2026 00:00:00 +0000</lastBuildDate>
    <atom:link href="https://quel-placement.com/en/tags/mortgage/index.xml" rel="self" type="application/rss+xml" />
    <item>
      <title>Zero-Interest Loan (PTZ): Conditions 2026</title>
      <link>https://quel-placement.com/en/blog/zero-interest-home-loan-ptz/</link>
      <pubDate>Fri, 02 Oct 2026 00:00:00 +0000</pubDate>
      <guid>https://quel-placement.com/en/blog/zero-interest-home-loan-ptz/</guid>
      <dc:creator>Quel Placement editorial team</dc:creator>
      <description>The French zero-interest loan (PTZ) finances a first home purchase without interest, subject to income, zoning and property type conditions.</description>
    </item>
    <item>
      <title>What are mortgage application fees in France in 2026?</title>
      <link>https://quel-placement.com/en/blog/mortgage-application-fees/</link>
      <pubDate>Mon, 27 Apr 2026 00:00:00 +0000</pubDate>
      <guid>https://quel-placement.com/en/blog/mortgage-application-fees/</guid>
      <dc:creator>Quel Placement editorial team</dc:creator>
      <description>Mortgage application fees 2026: legal cap, amounts per bank, negotiation room. Comparison of SG, BNP Paribas, Credit Agricole, LCL, Boursorama.</description>
    </item>
    <item>
      <title>French usury rates Q2 2026: new mortgage caps</title>
      <link>https://quel-placement.com/en/blog/usury-rate-q2-2026/</link>
      <pubDate>Sun, 19 Apr 2026 00:00:00 +0000</pubDate>
      <guid>https://quel-placement.com/en/blog/usury-rate-q2-2026/</guid>
      <dc:creator>Quel Placement editorial team</dc:creator>
      <description>Usury rates applicable from April 1 to June 30, 2026. Caps by loan term, evolution and impact on borrowing capacity.</description>
    </item>
    <item>
      <title>Credit refinancing: when is it profitable in 2026?</title>
      <link>https://quel-placement.com/en/blog/credit-refinancing/</link>
      <pubDate>Wed, 25 Mar 2026 00:00:00 +0000</pubDate>
      <guid>https://quel-placement.com/en/blog/credit-refinancing/</guid>
      <dc:creator>Quel Placement editorial team</dc:creator>
      <description>Mortgage refinancing in 2026: profitability thresholds, fees to anticipate and method to calculate your real gain.</description>
    </item>
    <item>
      <title>Borrower insurance: delegation or group contract?</title>
      <link>https://quel-placement.com/en/blog/borrower-insurance-delegation/</link>
      <pubDate>Thu, 12 Mar 2026 00:00:00 +0000</pubDate>
      <guid>https://quel-placement.com/en/blog/borrower-insurance-delegation/</guid>
      <dc:creator>Quel Placement editorial team</dc:creator>
      <description>Understand the difference between group contract and borrower insurance delegation, and how to save thousands of euros on your mortgage.</description>
    </item>
  </channel>
</rss>
